STEP ONE
You will be required to provide us with your credit reports from all three credit bureaus, Equifax, TransUnion, and Experian. We prefer that you use MyFreeScoreNow to pull all three of your credit reports because of the ease of use. They also offer several additional features if you stay on with their membership.
 
STEP TWO
Secondly, we provide you with a deep analysis of your credit report and spot all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we give you step-by-step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish.
 
STEP THREE
Thirdly, we load all of the inaccurate, misleading, and unverifiable information into our system, and begin to challenge questionable information with the credit bureau, creditor, and collector. Once the challenge letters are ready, we send them out to all bureaus and wait 45 to 60 days for updates. You can track your credit repair progress using our online portal.
 
STEP FOUR
Once the updated credit reports come back from the bureaus, we will analyze the updates for any change to the inaccurate, misleading, and unverifiable information. If there are changes, we will update your file, and then move on to the next inaccurate, misleading, and unverifiable item. If the item comes back verified with no change, we will then follow up with the credit bureaus to get a resolution on why the inaccurate information is still on the credit report. Our goal is to help consumers with less than perfect credit through our credit repair and restoration program.